spektr vs Bretton AI

Bring AI-powered compliance work into one system for onboarding, investigations and ongoing monitoring.

The Bretton AI way

Bretton AI, formerly Greenlite AI, offers AI agents for financial-crime and back-office operations, including alert review, enhanced due diligence, investigations and periodic reviews. Its agent builder, templates and managed services can complement existing screening, transaction monitoring and KYC systems.

The spektr way

spektr is one shared system where Compliance, Operations and Product build and run onboarding, KYB/KYC, ownership, screening, EDD and monitoring themselves. AI agents prepare the evidence, analysts make the calls that need judgement, and every market runs on the eIDs and registries it needs.

spektr vs Bretton AI: How they compare

Bretton AI

Core positioning

One system for regulated progress: Product, Operations and Compliance work from the same processes, data and decisions across onboarding, KYB/KYC, screening, EDD and monitoring

AI agents for financial-crime and back-office operations, connecting with existing compliance systems.

AI capabilities

Pre-built agents for KYB, website, licence, address, industry, document review and UBO discovery, plus an agent builder for your own checks. Every result shows its sources, reasoning and confidence, and uncertain results go to an analyst

30+ agent templates, a custom agent Builder, Workbench copilot and an independent evaluator.

Lifecycle coverage

The full customer lifecycle: onboarding, KYB/KYC, screening, EDD, periodic reviews, ongoing and related-entity monitoring, event-driven re-KYC, real-time, retrospective and scheduled transaction monitoring, and customer outreach for documents and clarifications

Alert review, EDD, investigations, periodic and triggered reviews, and payment screening.

Ease of use

A no-code process builder that compliance and operations teams use to build and change processes themselves, without engineering tickets

Agent templates and Builder, with managed services available.

Implementation

Self-configured: start with one process, go live and expand at your own pace, or run spektr headless via API inside your existing flows

Agent configuration and managed implementation support available; timelines vary.

Configurable risk model

Risk matrices, risk classes and scores set by your policy, with role-based permissions and risk overrides by API

Agents follow your policies through layered configuration.

Data provider flexibility

Provider-neutral: native Nordic and European eIDs (MitID, BankID, FrejaID, itsme) and registries (Virk/CVR, Bolagsverket, BODACC, Companyweb), plus global KYB, credit, IDV and screening partners, chosen per market and flow

180+ data sources and connectors to systems such as Actimize, Unit21, Sumsub and Alloy.

Security

Data hosted in the EU; ISO 27001, ISO 27701 (privacy), ISO 42001 (AI governance) and SOC 2 Type II; audit logging, SSO, role permissions per environment

SOC 2 Type II, AES-256 and zero data retention; EU hosting not stated publicly.

Last verified:

October 27, 2026

Where spektr takes a different route

For Product: launch new markets and flows sooner

A new market, product or customer flow needs the right checks from day one. spektr already connects the eIDs, registries and data providers you'll need, and runs headless via API inside the journeys you've built. Compliance configures the checks in the same system, so a launch doesn't wait on an integration project or a development sprint.

For Operations: keep pace as volume grows

AI agents do the groundwork on every case: registry pulls, ownership, website and licence checks, and screening hits. Confident results move straight through; uncertain ones reach an analyst with the evidence attached. Outreach loops collect missing documents from customers, so the team spends its time on decisions, not chasing.

For Compliance: stay confident in every decision

Compliance stays in control. AI extracts rules from your policies for human approval, and those approved rules govern workflows, agents and decisions. Teams can update processes without development tickets, while every check, decision and approval is recorded with supporting evidence, ready for review.

spektr vs Bretton AI: Feature comparison

Feature

Bretton AI

End-to-end compliance workflows

A unified, configurable process spanning onboarding, KYB/KYC, screening, EDD, ongoing monitoring and reviews, with evidence and decisions linked to each customer record.

Investigation and review layer on top of existing systems.

AI agents for case work

AI agents support screening-hit reviews, alert triage and periodic reviews, preparing findings with supporting evidence, confidence information and human escalation.

Agents draft full cases for human approval, with citations.

AI agent builder

Custom AI agents tailored to compliance processes, with configurable prompts, tools, conditions and human-review steps.

Builder for custom agents.

Policy engine

AI-assisted policy rule extraction with compliance approval, ensuring workflows, agents and decisions follow approved policies.

Layered configuration of doctrine, skills and instructions.

No-code onboarding flows

A no-code process builder enables compliance and operations teams to build and adapt onboarding workflows without developer involvement.

Onboarding through partners such as Sumsub and Alloy.

Transaction monitoring

Real-time, retrospective and scheduled transaction monitoring, with configurable rules and alerts linked to their triggering conditions.

Reviews alerts from systems such as Unit21 and Actimize.

Bring your own provider

Existing data-provider contracts can be retained, with supported identity, company-data and screening services integrated into spektr workflows.

Connects to existing systems and 180+ data sources.

Human-in-the-loop controls

Configurable review and approval steps keep analysts involved in exceptions and decisions requiring judgement, with evidence and outcomes recorded for oversight.

Calibrated autonomy, with agents drafting cases for approval.

Last verified:

October 27, 2026

Running both

You can run spektr alongside Bretton AI. Bretton AI keeps the alert investigation and review work it already supports, and spektr takes on the wider compliance workflows around onboarding, KYB, ownership, EDD and ongoing monitoring. spektr works headless via API and webhooks inside your existing flows, accepts outcomes from other systems and hands results back with full context, so both serve the same customer journey.

FAQ

Is spektr a Bretton AI alternative?

Yes. spektr is an alternative to Bretton AI for teams seeking integrated onboarding, KYB/KYC, screening, monitoring and case workflows. Bretton AI specialises in AI-assisted work across existing systems, so the choice depends on whether you need a broader compliance workflow platform or an AI operations layer.

Who configures workflows in spektr?

Your compliance, operations and product teams, in a no-code process builder. Rules, reviews and agent steps change without an engineering ticket or a vendor request.

Where is spektr's data hosted?

In the EU.

Does spektr include onboarding as well as investigations?

Yes. eID verification, KYB, document requests, e-signing and screening run in the same process as monitoring and case work, so the evidence from onboarding is already there when a case opens.