spektr vs Taktile
Different missions. Different strengths. One clear choice (depending on what you’re building).
Credit decisions or compliance orchestration?
They’re both brilliant, but they’re built for totally different jobs. Let’s not compare apples to onboarding workflows.
The Taktile way
Taktile is a decisioning platform designed for credit. It’s all about smarter lending logic, risk scoring, and financial precision. If your world revolves around credit models and loan approvals, they’ve got you covered.
The spektr way
spektr is an orchestration platform for compliance and onboarding. Think dynamic workflows, automated KYC/KYB, and smoother verification processes (without the tangle of code or complexity). If you’re building user trust and compliance flows, this is your zone.
Taktile is built for credit brilliance — scoring, modelling, and decisioning at speed. spektr lives in a different universe: onboarding and compliance orchestration. When you’re crafting flows, connecting data, automating KYC/KYB, or keeping regulators happy, spektr covers the ground that Taktile simply isn’t aiming for.
How does Taktile compare with spektr?
Side-by-side, so you can see what each really offers.
Data aggregator integrations
integrations with major data aggregators like Dun&Bradstreet
Direct integrations with registries
Large number of direct integrations with national registries like the German Handelsregister or Swedish Bolagsverket
Local eID integrations
Direct integration of national eIDs like itsme, iDin, mojeID, MitID, etc.
Bring your own service (and we integrate)
Enabling you to use your existing services and contracts via spektr
Risk engine
Provide advanced risk decisioning capabilities - rule-based as well as AI-powered
Advanced onboarding flows
Fully customizable automated onboarding flows
Specialized AI agents
Single-function AI agents, specialized in one specific task
AI agent builder
Enabling you to build your own AI-agents based on your specific requirements
The “Hmm…” Moments with Taktile
Strong decisioning, but missing the flow-building magic.
Not built for complex onboarding flows
Hard to cover full KYC/KYB needs
Limited support for local or niche data sources
Missing tools for compliance lifecycle automation
