Transaction monitoring
Catch transaction risk in flight
Onboarding data and ongoing monitoring in one platform — deterministic rules your team can explain, with real-time blocking where you need it.
Get Demo
One platform, from onboarding to monitoring
spektr is one of very few platforms that marries a full KYC/KYB system to a real transaction-monitoring and AML engine — monitoring starts with everything onboarding already knows.
Onboarding data and monitoring, finally in one place
The customer you onboarded and the transactions you monitor share one record. Rules can use what onboarding established — risk level, tenure, entity type — and findings flow back: an alert updates the customer's risk profile, sharpening every check that follows.
Deterministic and explainable by design
Every alert traces back to a named rule, the exact values that breached it and the transactions that contributed. Same inputs, same output — what model validation and regulators demand. One engine handles real-time blocking and periodic case generation alike.
Build the scenarios your policy calls for, without engineering
Rolling-window aggregations, multi-leg patterns like a 24-hour U-turn, AND/OR logic, IP and geo conditions — built visually by the analysts who own them. Test in shadow mode, promote through an approval gate. A new scenario is a configuration, not a ticket.
Transaction monitoring runs on the four platform capabilities
1
Registries, providers and your own systems feeding one record.
2
Turn data into onboarding, monitoring and remediation workflows.
3
Put agents on the routine work the connected data makes possible.
4
Every source, call and result on the record, held to your own policies.
Want to try it for yourself?
Try our interactive demo
One rule engine, three process types:
Real-time
Build customizable workflows that eliminate manual bottlenecks and keep your pass rates at an all-time high.
Batch
Runs the same rules retrospectively over sets of transactions.
Periodic
Runs on a schedule over counterparties, creating cases for review.
Every match either blocks the transaction or opens a case with the triggering transactions attached. ML detectors — via the Resistant AI integration — run alongside, landing in the same case workflow.
Alerts are only half the job.
Once a customer is onboarded, spektr keeps watching — and reacts the moment their risk profile changes. Same platform, same policies, no handover.
“We need an infrastructure that can automate the routine work without losing the configurability each jurisdiction demands, whilst meeting increasingly complex regulatory demands.”
