The new Credit Scoring process type enables automated, configurable scoring for both individuals and companies. Build scorecards with weighted criteria sourced from application data, existing checks, and external data providers, then compute scores and risk tiers in real time.

Define thresholds to auto-approve, refer, or decline, trigger follow-up tasks, and route cases based on your policies. Every calculation, input, and rule is captured for audit and review, with controlled overrides and required justifications when exceptions are warranted. The process integrates with your current workflows (reusing data you already collect, minimizing duplicate effort, and presenting clear score outcomes) so teams deliver faster, more consistent decisions with full traceability.