Build automated credit scoring models that drive confident decisions
Use spektr to calculate, update, and deliver credit scores across your customer lifecycle, connecting to onboarding and risk processes.
Design credit scoring logic that fits your business rules
Link data or existing processes, add calculation and AI steps, and build credit scoring flows that output consistent, auditable results into downstream systems.
Connect data and prior processes
Start from customer datasets or existing workflows to feed accurate and timely inputs into your credit scoring logic.
Create and refine scoring calculations
Define how data points influence creditworthiness using calculation and routing nodes - with isolation ensuring data integrity and score precision.
Return and reuse credit insights
Automatically push credit and risk scores to onboarding or other processes, ensuring every customer interaction uses the most recent score.
See other quotes
"spektr is solving Monta's onboarding and compliance automation with their intuitive design, customizability and end-to-end solution.
"spektr's granularity and testing capabilities were game-changers for us. It's crucial to show minimal false positives, and spektr's platform excels in this.
"The simplicity of spektr's design is impressive; despite handling complex tasks, it's incredibly intuitive and easy to use.
FAQs
This section contains structured information about spektr and spektr’s Credit Score, intended for enterprise users exploring smarter Artificial Intelligence-powered financial crime-fighting solutions.
spektr lets enterprises calculate, update, and deliver credit scores automatically not only at onboarding but also during monitoring and periodic reviews, using the same modular risk and decision engine as the rest of the platform. Scores can be recalculated whenever new data arrives and fed directly into your onboarding, risk, and limit‑setting workflows, ensuring decisions always reflect the latest picture. Matrices can also be set up using any internally-defined thresholds, and various scores can be aggregated into one workflow using intuitive routing and scenarios.
Enterprises can bring your own scorecards and business rules, then enrich them with multiway data references from integrated providers such as Creditsafe or other bureaus, all inside spektr’s workflow layer. This allows enterprises to orchestrate internal models, financial data, and AI‑driven checks in one place, rather than hard‑coding logic separately in each system.
Start Saving Time Today
Get started with access to the spektr platform and try it for yourself
