Build automated credit scoring models that drive confident decisions

Use spektr to calculate, update, and deliver credit scores across your customer lifecycle, connecting to onboarding and risk processes.

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Trusted by fintechs and enterprise banks around the world

Case Study

Design credit scoring logic that fits your business rules

Link data or existing processes, add calculation and AI steps, and build credit scoring flows that output consistent, auditable results into downstream systems.

Connect data and prior processes

Start from customer datasets or existing workflows to feed accurate and timely inputs into your credit scoring logic.

Create and refine scoring calculations

Define how data points influence creditworthiness using calculation and routing nodes - with isolation ensuring data integrity and score precision.

Return and reuse credit insights

Automatically push credit and risk scores to onboarding or other processes, ensuring every customer interaction uses the most recent score.

FAQ Question 1

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Nick Skovsen

VP of Ops Excellence & Governance

"spektr is solving Monta's onboarding and compliance automation with their intuitive design, customizability and end-to-end solution.

Adrian Vella

Head of Risk & Compliance at Fyorin

"spektr's granularity and testing capabilities were game-changers for us. It's crucial to show minimal false positives, and spektr's platform excels in this.

Luke Ashley

Senior Account Executive at Veriff

"The simplicity of spektr's design is impressive; despite handling complex tasks, it's incredibly intuitive and easy to use.

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